According to Dr. Anna Lusardi, Professor of Economics at Darmouth College, the answer is yes. She answered, “People with higher levels of financial knowledge are less likely to borrow at high costs and more likely to participate in financial markets, accumulate wealth, and plan for retirement. Knowledge does translate into behavior that is associated with potentially higher financial well-being.”

• creating awareness around the need for financial literacy,
• connecting individuals to a network of resources that provide financial education, counseling and public assistance,
• identifying gaps in financial education services and developing strategies to meet those needs and,
• delivering our makingCHANGE educational curriculum to schools, employers and human service agencies

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